Looksi

Media & press kit

Your personal mortgage advocate.

Looksi is an independent mortgage advocate. We plug into the banks, super funds and financial providers people already use, to recover the borrowers the system turns away and put everyone’s home loan to work for them.

LatestLooksi is going live with its first financial partners this quarter.

Looksi

Looksi at a glance.

In a line

Looksi is an Australian mortgage advocate that recovers good borrowers banks decline, and turns broker trail into extra value in the products customers already hold. It compares 60+ lenders under Best Interests Duty.

In a paragraph

Banking got its neobank reinvention; broking hasn’t had its yet. Looksi is the neobroker. Banks turn away good borrowers every day, and most people never hear from their broker again once a loan settles. Looksi fixes both. When a lender says no, we give the borrower a second look across 60+ lenders. When someone holds super, investments or insurance with a partner, we tune their home loan and direct our broker trail back into what they hold there. Trail is a subscription people are already paying. We put it to work to amplify their financial lives. It’s free to the customer, and every recommendation is bound by Best Interests Duty.

How it works

Two stories, one engine.

  • 01

    Decline recovery

    A “no” isn’t the end. When a bank declines a good borrower, Looksi gives them a second look across 60+ lenders and keeps them in the system. Decline recovery infrastructure for lenders, with no engineering lift, and no data leaves the bank.

  • 02

    Amplify what people hold

    Looksi tunes the home loans of customers already in a partner’s products, and directs our broker trail back to grow their super, investments or policy. The home loan starts working for the rest of their money.

The engine: open-banking-native estimates, a policy engine across 60+ lenders, and licensed brokers bound by Best Interests Duty.

Distribution

Where Looksi works.

  • 01Banks & digital lenders (decline flows)
  • 02Super funds & investment platforms
  • 03Insurers & other financial product providers

The model

How Looksi is paid, and who it answers to.

  • 01 · Cost

    Free to the customer.

    Lenders pay the broker commission; Looksi is paid only when a loan settles. Part of our ongoing trail is shared back with the customer or the partner whose product they hold.

  • 02 · Independence

    Independent, under Best Interests Duty.

    Looksi owes the customer an independent assessment and suitable products; not the lender’s agent.

  • 03 · Panel

    60+ lenders.

    The majors and the specialists.

  • 04 · Licensing

    Licensed.

    Credit Representative 573517 under Australian Credit Licence 486112.

Team

“Neobroker” isn’t a metaphor; it’s the team’s CV.

Founded by Ruki De Silva (CEO) - ex-Up, CFA, ex-Future Fund, and a licensed mortgage broker - with a team drawn from Up, ANZ Plus and REA.

“Trail is a subscription people are already paying. We put it to work to amplify their financial lives.”
Ruki De Silva, Co-Founder & CEO
Ruki De Silva

Media contact.

Ruki De Silva

Co-Founder & CEO